Montgomery County
Property Tax Protest

Meet Your Houston Team

Montgomery County clients benefit from Resolute’s Houston-area team under Josh Arkless’s leadership. The team combines proprietary data and technology with deep knowledge of the North Houston market, including The Woodlands’ unique master-planned community dynamics and the rapid development along the Grand Parkway.

What Montgomery Central Appraisal District Gets Wrong

MCAD uses mass appraisal models to value every property in the county. These models are designed for efficiency, not accuracy at the individual property level. Here’s where they consistently fall short:

Why Resolute, We’re Not an Algorithm

Montgomery County is underserved by the major protest firms relative to its size. Resolute’s transparent performance data, 90.3% success, $1,780 average savings, gives Montgomery County homeowners a clear picture of what expert representation delivers.

1. We analyze your property individually using proprietary data and technology. Our agents build a case specific to your home and your neighborhood. No mass-processing. No cookie-cutter approaches.

2. We file all the paperwork with MCAD and schedule your hearing. You don’t touch a single form.

3. We show up for you meeting with the district on your behalf, presenting your case, and fighting for the highest reduction possible. Informal review, ARB hearing, and beyond.

4. You only pay if we save you money. No reduction, no fee. That’s our promise.

Montgomery County Property Tax Rates (2025)

Montgomery County property taxes are calculated by multiplying your property’s taxable value by the combined rate of all applicable taxing entities. Every property in Montgomery County is subject to multiple overlapping taxing jurisdictions including the county itself, your municipality, and your school district. Additional entities such as community colleges, hospital districts, and special districts may also apply depending on your location.

The combined tax rate for most Montgomery County homeowners falls approximately 1.7% to 2.2% of assessed value, depending on which entities apply to your specific property. Montgomery County’s base rates are generally lower than Harris County, which is one reason it attracts Houston area families. However, MUD rates in many planned communities add significantly to the total. Properties in newer developments should confirm their MUD district assignment before assuming the base rates apply. View official Montgomery County tax rates here.

How MCAD Calculates Your Assessed Value

The Montgomery Central Appraisal District (MCAD) appraises all taxable property in Montgomery County using a mass appraisal process. Rather than inspecting each property individually, MCAD uses statistical models to value hundreds of thousands of properties simultaneously based on comparable sales, property characteristics, and neighborhood data. Your assessed value is intended to reflect the market value of your property as of January 1 of each tax year.

Two values matter on your notice: market value and assessed value. For homesteaded properties, Texas law caps the increase in assessed value at 10% per year regardless of how much market value rises. This means a home that appreciated 20% in a given year can only see its taxable assessed value rise by 10%. Non-homesteaded properties, including investment and rental properties, carry no such cap and can be reassessed at full market value each year.

Because MCAD relies on mass appraisal models, individual property conditions, deferred maintenance, functional issues, and hyperlocal market factors are frequently missed. When your assessed value does not reflect your property’s true market value, or when comparable properties nearby are assessed lower than yours, you have grounds to protest.

Why Montgomery County Assessments Keep Rising

Montgomery County has grown rapidly as Houston’s northern suburbs expanded through The Woodlands, Conroe, Magnolia, and Spring. The county has attracted significant corporate relocations, including ExxonMobil’s campus, and has become a destination for Houston-area families seeking larger homes and top-rated school districts. Like Fort Bend County, Montgomery County has numerous MUD and special district levies that can add substantially to a property’s total tax burden beyond the base rates. For homesteaded properties, the 10% annual assessment cap provides some protection but does not prevent values from creeping upward year over year. For investment properties, rental properties, and commercial real estate with no homestead cap, the exposure is significantly greater. Protesting your assessed value annually is the only mechanism available to push back against this trend.

How to Pay Your Montgomery County Property Taxes

Montgomery County property tax bills are mailed in October each year and are due by January 31 of the following year without penalty. the Montgomery County Tax Assessor-Collector administers tax collection for the county. Payments can be made in the following ways:

• Online: Pay at tax.co.montgomery.tx.us by credit card, debit card, or eCheck.
• By mail: Send a check payable to the Montgomery County Tax Assessor-Collector to the address on your tax statement.
• In person: Visit any Montgomery County Tax Office location. Bring your tax statement or property account number.
• Payment plans: Montgomery County offers installment payment options for qualifying homesteaded properties. Contact the Tax Assessor-Collector’s office for details.

Taxes not paid by January 31 accrue penalty and interest beginning February 1. By July 1, delinquent accounts are turned over to a delinquent tax attorney and additional collection fees apply. If you are waiting on the outcome of a protest, you are still responsible for paying your taxes by the deadline to avoid penalties. Any overpayment resulting from a successful protest will be refunded.

Montgomery County 2026 Protest Calendar

Don’t Forget Your Exemptions

Exemptions and protests work together. Make sure you’ve filed for everything you qualify for:

Frequently Asked Questions