Collin County
Property Tax Protest
$511 Average Client Savings, Serving McKinney, Frisco, Allen, Plano & all of Collin County
Protest Deadline: May 15, 2026If you own a home in Collin County, McKinney, Frisco, Allen, Plano, Prosper, or anywhere in between, your property tax bill is almost certainly higher than it needs to be. Protesting your Collin County property taxes with a professional agent is one of the most effective ways to reduce what you owe. With median home values near $511,000 and an average tax rate of 1.90%, the average Collin County homeowner pays roughly $8,600 per year in property taxes. Even a modest $30,000 overvaluation costs you $500-$700 every year and that overpayment compounds each year you don’t challenge it.
Resolute serves Collin County and in 2025 delivered a 75.1% success rate with average savings of $511 per client. Those aren’t projections, those are actual results from actual homeowners.
Meet Your North Texas Team
Collin County has the highest median home values in DFW, close to $500,000. At these values, even a small percentage overvaluation translates to hundreds of dollars in extra taxes every year. Collin CAD is meticulous, but their models still use neighborhood averaging that can’t account for the block-by-block differences in places like Prosper, Celina, and Frisco where new development is happening at warp speed.
Resolute’s Collin County team is anchored by Brittany Harmon, who spent 13 years as a residential and commercial appraiser at the Collin Central Appraisal District before joining Resolute. Combined with David Myre’s 15 years as a Property Tax Consultant, Colby’s market knowledge, and Matt Heaton’s 10 years inside Dallas CAD, Resolute brings unmatched insider expertise to every Collin County protest.
What Collin Central Appraisal District Gets Wrong
CCAD uses mass appraisal models to value every property in the county. These models are designed for efficiency, not accuracy at the individual property level. Here’s where they consistently fall short:
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Premium market, premium errors At nearly $500K median home value, Collin County properties face the highest dollar-amount exposure to overvaluation in the DFW metro. A 3% overvaluation on a $500K home costs $260+ per year in excess taxes.
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Explosive new construction Prosper, Celina, Princeton, and northern Frisco are among the fastest-growing areas in Texas. CCAD’s models apply new-build sale prices across neighborhoods without adequately adjusting for builder incentives and lot premiums.
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School district rate variation Collin County spans multiple ISDs (Frisco, Plano, Allen, McKinney, Prosper, Lovejoy) with meaningfully different tax rates. The valuation approach doesn’t always account for how school district boundaries affect market behavior.
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Luxury home methodology gaps Above $750K, mass appraisal models become increasingly unreliable because there are fewer comparable sales. CCAD’s adjustments for high-end finishes, custom features, and unique floor plans often miss the mark.
I spent 13 years at CCAD building the valuations that homeowners are now protesting. I know the adjustment tables, the comparable sale selection criteria, and the neighborhood delineations inside and out. When I look at a Collin County valuation for a Resolute client, I’m not guessing where the model went wrong, I’m seeing it through the eyes of the person who used to build it.
– Brittany Harmon, Former Collin CAD Appraiser (13 Years), now at ResoluteWhy Resolute, We’re Not an Algorithm
Collin County is one of the most contested markets in Texas. Resolute’s advantage is Brittany Harmon, a former CCAD appraiser who spent 13 years building the very valuations our clients are protesting.
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We analyze your property individually using proprietary data and technology. Our agents build a case specific to your home and your neighborhood. No mass-processing. No cookie-cutter approaches.
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We file all the paperwork with CCAD and schedule your hearing. You don’t touch a single form.
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We show up for you meeting with the district on your behalf, presenting your case, and fighting for the highest reduction possible. Informal review, ARB hearing, and beyond.
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You only pay if we save you money. No reduction, no fee. That’s our promise.
Collin County Property Tax Rates (2025)
Collin County property taxes are calculated by multiplying your property’s taxable value by the combined rate of all applicable taxing entities. Every property in Collin County is subject to multiple overlapping taxing jurisdictions including the county itself, your municipality, and your school district. Additional entities such as community colleges, hospital districts, and special districts may also apply depending on your location.
| Taxing Entity | 2025 Rate (per $100) |
|---|---|
| Collin County | $0.149343 |
| Collin College | $0.08122 |
| City of Plano | $0.4176 (approximate) |
| City of McKinney | $0.412284 |
| City of Frisco | Varies |
| Plano ISD | $1.03955 |
| Frisco ISD | $1.0194 |
| McKinney ISD | $1.1043 |
| Prosper ISD | $1.2141 |
| MUD / Special Districts | +$0.85 to $1.20 (if applicable) |
The combined tax rate for most Collin County homeowners falls approximately 1.7% to 2.2% of assessed value, depending on which entities apply to your specific property. Collin County notably has no county-wide hospital district, which is one reason combined rates are lower than Dallas or Harris County. However, properties in Municipal Utility Districts (MUDs) pay additional taxes that can add $0.85 to $1.20 per $100 on top of the standard entities. View official Collin County tax rates here.
How CCAD Calculates Your Assessed Value
The Collin Central Appraisal District (CCAD) appraises all taxable property in Collin County using a mass appraisal process. Rather than inspecting each property individually, CCAD uses statistical models to value hundreds of thousands of properties simultaneously based on comparable sales, property characteristics, and neighborhood data. Your assessed value is intended to reflect the market value of your property as of January 1 of each tax year.
Two values matter on your notice: market value and assessed value. For homesteaded properties, Texas law caps the increase in assessed value at 10% per year regardless of how much market value rises. This means a home that appreciated 20% in a given year can only see its taxable assessed value rise by 10%. Non-homesteaded properties, including investment and rental properties, carry no such cap and can be reassessed at full market value each year.
Because CCAD relies on mass appraisal models, individual property conditions, deferred maintenance, functional issues, and hyperlocal market factors are frequently missed. When your assessed value does not reflect your property’s true market value, or when comparable properties nearby are assessed lower than yours, you have grounds to protest.
Why Collin County Assessments Keep Rising
Collin County has been one of the fastest-growing counties in the United States for over a decade. Frisco, McKinney, Plano, and Prosper have all seen rapid population growth driven by corporate relocations, DFW suburb demand, and new master-planned communities. Residential values surged 31% in 2022 alone, and while growth has moderated to around 5% per year since then, the compounding effect continues to push assessed values and tax bills higher even as rates have slightly declined. For homesteaded properties, the 10% annual assessment cap provides some protection but does not prevent values from creeping upward year over year. For investment properties, rental properties, and commercial real estate with no homestead cap, the exposure is significantly greater. Protesting your assessed value annually is the only mechanism available to push back against this trend.
How to Pay Your Collin County Property Taxes
Collin County property tax bills are mailed in October each year and are due by January 31 of the following year without penalty. Scott Grigg, Collin County Tax Assessor-Collector administers tax collection for the county. Payments can be made in the following ways:
- Online: Pay at www.collincountytx.gov by credit card, debit card, or eCheck.
- By mail: Send a check payable to the Collin County Tax Assessor-Collector to the address on your tax statement.
- In person: Visit any Collin County Tax Office location. Bring your tax statement or property account number.
- Payment plans: Collin County offers installment payment options for qualifying homesteaded properties. Contact the Tax Assessor-Collector’s office for details.
Taxes not paid by January 31 accrue penalty and interest beginning February 1. By July 1, delinquent accounts are turned over to a delinquent tax attorney and additional collection fees apply. If you are waiting on the outcome of a protest, you are still responsible for paying your taxes by the deadline to avoid penalties. Any overpayment resulting from a successful protest will be refunded.
Collin County 2026 Protest Calendar
| Date | What Happens |
|---|---|
| January 1, 2026 | Valuation date, your property’s value is assessed as of this date |
| ~April 15, 2026 | CCAD expected to mail Notice of Appraised Value |
| April 30, 2026 | Deadline to file homestead exemption for 2026 |
| May 15, 2026 | Protest filing deadline (or 30 days after notice, whichever is later) |
| By July 20, 2026 | ARB must complete majority of hearings and approve records |
| By July 25, 2026 | Chief appraiser certifies appraisal roll to taxing units |
Don’t Forget Your Exemptions
Exemptions and protests work together. Make sure you’ve filed for everything you qualify for:
General Homestead
$140,000 off school district taxes (new for 2026). File by April 30.
Over-65 / Disabled
Additional $60,000 off school taxes, plus a tax ceiling (freeze) on school district taxes.
Disabled Veteran
Partial or full exemption based on disability rating. 100% disabled veterans pay zero property tax.
Frequently Asked Questions
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What is the Collin County property tax protest deadline for 2026?The Collin County property tax protest deadline for 2026 is May 15, 2026, or 30 days after the Collin CAD mails your Notice of Appraised Value, whichever is later. Notices are typically mailed in April.
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How much does Resolute charge to protest in Collin County?Resolute works on a contingency basis, you pay nothing upfront, and no fee at all unless we reduce your property tax bill. Our commission is a percentage of the actual savings we secure. If we don’t get a reduction, you owe nothing.
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Is there any risk in protesting my Collin County property taxes?No. There is no risk to protesting your Collin County property taxes. If the Collin CAD does not grant a reduction, your appraisal simply remains at its current value. Your property value cannot increase as a result of filing a protest.
Let Colby’s Team Handle Your Collin County Protest
75.1% success rate. $511 average savings. Real people who know your market.
No upfront fees, Only pay if you save
