Bexar County
Property Tax Protest

Meet Your Central Texas Team

Nicole Cowan leads Resolute’s Central Texas team with 9 years of property tax and real estate experience. She works alongside Justin Dean (10 years as an appraiser at McLennan CAD) and Jacob Perschke (former commercial appraiser at McLennan CAD and banking auditor). Together they cover San Antonio from Alamo Heights to the Southside, from Stone Oak to the Westside.

What Bexar Appraisal District Gets Wrong

BCAD uses mass appraisal models to value every property in the county. These models are designed for efficiency, not accuracy at the individual property level. Here’s where they consistently fall short:

Why Resolute, We’re Not an Algorithm

Resolute’s near-perfect success rate in Bexar County demonstrates what happens when experienced people, not algorithms, handle your protest. When you sign up with Resolute, here’s what happens:

1. We analyze your property individually using proprietary data and technology. Our agents build a case specific to your home and your neighborhood. No mass-processing. No cookie-cutter approaches.

2. We file all the paperwork with BCAD and schedule your hearing. You don’t touch a single form.

3. We show up for you meeting with the district on your behalf, presenting your case, and fighting for the highest reduction possible. Informal review, ARB hearing, and beyond.

4. You only pay if we save you money. No reduction, no fee. That’s our promise.

Bexar County Property Tax Rates (2025)

Bexar County property taxes are calculated by multiplying your property’s taxable value by the combined rate of all applicable taxing entities. Every property in Bexar County is subject to at least six taxing entities: Bexar County, the City of San Antonio (or applicable municipality), a school district, Alamo Community College, University Health, and the San Antonio River Authority. Additional rates may apply if your property falls within an Emergency Services District.

The combined tax rate for most San Antonio homeowners typically falls between 2.0% and 2.5% of assessed value, depending on which school district serves your property. School district taxes represent the largest share of your total bill. For a home assessed at $300,000 with a homestead exemption, the taxable value after the $140,000 school district exemption brings the effective bill significantly lower. View official Bexar County tax rates here.

How BCAD Calculates Your Assessed Value

The Bexar County Appraisal District (BCAD) appraises all taxable property in Bexar County using a mass appraisal process. Rather than inspecting each property individually, BCAD uses statistical models to value hundreds of thousands of properties simultaneously based on comparable sales, property characteristics, and neighborhood data. Your assessed value is intended to reflect the market value of your property as of January 1 of each tax year.

Two values matter on your notice: market value and assessed value. For homesteaded properties, Texas law caps the increase in assessed value at 10% per year regardless of how much market value rises. This means a home that appreciated 25% in a given year can only see its taxable assessed value rise by 10%. Non-homesteaded properties, including investment and rental properties, carry no such cap and can be reassessed at full market value each year.

Because BCAD relies on mass appraisal models, individual property conditions, deferred maintenance, functional issues, and hyperlocal market factors are frequently missed. When your assessed value does not reflect your property’s true market value, or when comparable properties nearby are assessed lower than yours, you have grounds to protest.

Why Bexar County Assessments Keep Rising

San Antonio has been one of the fastest-growing major cities in the United States for over a decade. Population growth, demand from out-of-state buyers relocating from California and the Northeast, and a wave of new construction have all pushed market values upward across Bexar County. Residential values increased just over 2% for tax year 2025, while commercial property values rose 7.68%. Even a modest 2% increase on a $300,000 home adds $6,000 to your assessed value, which translates directly into a higher tax bill.

For homesteaded properties, the 10% annual cap provides some protection but does not prevent creeping increases year over year. For investment properties, rental properties, and commercial real estate with no homestead cap, the exposure is significantly greater. Protesting your assessed value annually is the only mechanism available to push back against this trend.

How to Pay Your Bexar County Property Taxes

Bexar County property tax bills are mailed in October each year and are due by January 31 of the following year without penalty. The Bexar County Tax Assessor-Collector, Albert Uresti, administers tax collection for Bexar County and 66 additional taxing jurisdictions. Payments can be made in the following ways:

• Online: Pay at bexar.org using a credit card, debit card, or eCheck.
• By mail: Send a check payable to the Bexar County Tax Assessor-Collector to the address on your tax statement.
• In person: Visit any Bexar County Tax Office location. Bring your tax statement or property account number.
• Payment plans: Bexar County offers installment payment options for qualifying homesteaded properties. Contact the Tax Assessor-Collector’s office for details.

Taxes not paid by January 31 accrue penalty and interest beginning February 1. By July 1, delinquent accounts are turned over to a delinquent tax attorney and additional collection fees apply. If you are waiting on the outcome of a protest, you are still responsible for paying your taxes by the deadline to avoid penalties. Any overpayment resulting from a successful protest will be refunded.

Bexar County 2026 Protest Calendar

Don’t Forget Your Exemptions

Exemptions and protests work together. Make sure you’ve filed for everything you qualify for:

Frequently Asked Questions